THE HIDDEN TRADE-OFF
Request Your Free Pension Clarity Review
A 30–45 minute educational conversation focused entirely on your CalSTRS pension election. No obligation. No pressure.
Reviewed personally by Jim Lusk, CFP®, CLU®, ChFC® | Retirement Nationwide, Inc. | Since 1985
What to Expect
Focused Conversation
A focused conversation about your CalSTRS pension election options
Plain-Language Clarity
Plain-language explanation of the trade-offs you are facing
Honest Assessment
An honest assessment — if a private solution fits your situation, we'll explain it clearly. If it doesn't, we'll tell you that too.
Personalized Follow-Up
A follow-up summary of resources relevant to your specific situation
Request Your Review
We respond within 2 business days. Your information is never shared or sold.
First & Last Name
Your full name
Email Address
Phone Number (optional)
(123) 456-7890
Retirement Timeframe
Select one, Within 6 months, 6–12 months, 1–2 years, 2–3 years, 3+ years
Are you married or do you have a beneficiary to protect?
Yes, No, Prefer not to say
Primary question or area of uncertainty (optional)
Tell us what's on your mind
Preferred contact method
Email, Phone
Request My Free Review
Prefer to Reach Out Directly?
Jim Lusk, CFP®, CLU®, ChFC®
(509) 850-1150
George McReynolds
Virtual consultations available statewide
Donald Morgan
Coordinator
(509) 714-8063
This content is provided for educational and informational purposes only. It does not constitute financial, legal, or investment advice and should not be relied upon as such. Insurance products and their suitability depend on individual circumstances. No agent-client relationship is created by accessing this content. Consult a licensed insurance professional before making any insurance or pension-related decisions.
© 2026 Retirement Nationwide, Inc. All rights reserved.